Funny one - we received a phone call yesterday from American Express. The expressed concern regarding an over payment of our Amex bill. (I’d inadvertantly over paid it this month - so there was actually a CREDIT balance - how neat is that?!?!).
Their request: please stop opverpaying, or else we will have to give you a lower interest rate.
Now that’s just funny.
For that phone call, I think I’m going to continue to over pay, by just a smidge, to see if I can make them lose their minds. Who knows - a lower interest rate would rock.